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	ABK-Systeme GmbH
	Foundation Year: Principal Office: Phone: Fax: Number of members of staff: Locations: Miscellaneous:	1984 63303 Dreieich +49-(0)6103-98720 +49-(0)6103-9872-22 42 Dreieich, Frankfurt Cooperation with EFiS AG Service Centre in Frankfurt/Main for services
	Test, backup, and disaster centre in Zella/Katzenstein
	Target Group(s) Participants of national, European and global payments procedures, national and international credit institutions, transaction banks, financial service providers, industrial enterprises and public authorities.
	Managing Directors:	Armin Gerhardt, Jürgen Ortmann
	Enterprise characteristics / targets ABK as a manufacturer offers products for payments subordinated to the topic E.F.I.S. EURO FINANCE Informations-System®. It is configurable standard software covering the entire range of the German (but also European) of money transfers. Among the leading German banks remain only a few institutions not relying on the E.F.I.S.®-catalogue. ABK is market leading provider in European electronic payments. More than 100 foreign banks are using our products. All leading banks are making use of components of the E.F.I.S.® product family.
	Service Description / Spectrum The E.F.I.S.? (EURO FINANCE Informations-System ) product family covers the new requirements which will considerably change the payments landscape due to the EURO. Leaving the national formats to go for SEPA (Single Euro Payments Area), Centralised Settlement, Requirements to all partners Procedure bridges Bilateral Service Level Agreements EURO – Low – Payments
	The E.F.I.S.®-product family is composed of:
	Clearing PCS CCS CPA ELO EDIFACT EDI/DTA E-Pay ECF ECP PW EURO-Match CMS RTGSPlus	Clearing-System (Payment Control System) (Cash Control System) (Centrale Partner Administration) (Electronic Opening of Bundesbank) with the modules ELS, EAF, EKI, EMW, EMZ etc.) EDI payments procedure EDI payments procedure on the basis of DTA (File Transfer) Windows Client-System EDI-Clearing-Factory EDI-Company-Paymentsystem Payment Warehouse Scheduling support, Liquidity management, reconciliation Cash Management Systems Your connection to RTGSplus
	and is supporting Shared Service Center and S.W.I.F.T. standards.
	The E.F.I.S.®-product family: is multivendor capable is platform independent is target oriented due to the EDI-layer model integrates all procedures of Bundesbank or EZB is certified and approved offers extraordinary performance offers extraordinary security standards is always state-of-the-art according to EURO standard and Y2K is a client-capable application is always economically reasonable due to scalability, format and communication independence
	Potential of Differentiation Not only banks but also public authorities and industrial enterprises with Treasury-Departments are making use of the E.F.I.S.? product family to close the global EDI-Finance-Loop of national and international enterprises. The customer especially benefits from the cooperation with ABK and from the solutions offered. ABK and the staff stand for comprehensive professional know-how (business management and technology) of payments. Depending on the service level agreement (7 a.m. to 9 p.m.), ABK is available to the customers’ requirements during all payments days of the year including bank holidays. Since many years, ABK has been established in the sector of Global Payment Communication. The ABK customers have a lead due to ABK’s active membership in national and international committees of payments (UN/ECE). Early coordination with the customer on the basis of User-Group-Meetings. Together with their corporate customers banks can design new products in the interbank business by using the E.F.I.S.? product family (definition of conditions, service, and products). Thus, they reach competition advantages and are able to offer cost effective services. Payments while using the latest technology (World Wide Web, eCommerce). All solutions are developed in cooperation with banks, public authorities and industrial enterprises. This guarantees that the E.F.I.S.? components are available in line with the customer’s needs, target-oriented and in due time. Early common strategic conversations support smooth cooperation.
	Payments Functionalities for the new Century Business to Business Contracts Payment Input Services Settlement Services Payment Output Services Our Motto is: "Efficiency, reliability and service quality are focal points of payment" It is our target to offer the respectively best solution. We are therefore working on an integral basis, integrating consulting, software, telecommunication, security and staff into our concepts. We see our customers as partners – they are actively integrated into the realization of their projects.

	The Payment Group
	For more than 21 years we have been supporting money and credit institutions in treating their payments. Our solutions orientate in contemporary requirements and trends. The biggest globally working institutions, specialized companies, large enterprises in Germany, on the European, Asian and African market confirm our competence and the confidence acquired in the financial economy. Last but not least this success is based on the fact that our customers can rely on a wide range of products and services around payments. Consulting, conception, installation and configuration also belong to the standards as hotline-support and remote maintenance. To render more than expected is part of our guidelines. Innovation and quality of our products have made us one of the leading providers of internationally usable payments solutions. We know that today credit institutions often have to face fast market changes also impacting payments as a strategic product of money and credit economy. We are successfully supporting those. Our payments solutions are directed to nationally and internationally working institutions of the money and credit economy as well as big industrial users. As a private SME-enterprise group we are engaging 80 employees whereas the majority of are graduates with bank experience. This enables us to also realize complex tasks in the field of banking and EDI. Due to long standing partnership with German and international banks we are solution partner for most innovations in payments over the last years.
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